Dec 23, 2024 / NEWS

Planning for retirement in the mountains

For a growing number of retirees seeking a blend of tranquillity and adventure, ski towns are fast becoming the retirement destination of choice. 

Resorts such as Chamonix in France, Kitzbühel in Austria, and Zermatt in Switzerland offer a unique mix of serene living, outdoor recreation, and community spirit, making them ideal for those looking to enjoy their golden years in style. 

And, as a greater number of resorts upgrade their facilities to support year-round residents and visitors, a wider selection of Europe’s ski destinations are becoming attractive retirement destinations.

How ski towns cater to retirees

Traditionally associated with seasonal tourism, ski towns are evolving into vibrant year-round communities. Dual seasonality is a key aim for many resorts, developing facilities and supporting activities suitable for spring and summer residents. 

A growing network of well-maintained hiking and cycling routes, both on and off-road, is growing across Europe’s mountains. The Dolomites, for instance, host some of the finest road cycling paths in the world, well signed and supported by rest stops. 

These year-round activities make a stay in a well-maintained chalet or modern apartment nestled in the mountains all the more attractive. For retirees, it offers the chance to explore nature exquisitely beautiful natural landscapes, while remaining well connected to major travel hubs. 

Because ski towns are geared toward the tourist trade, they often boast excellent infrastructure, high safety standards and thriving local cultures. Many resorts also give you access to world-class, even Michelin-starred restaurants, boutiques, and unique cultural events, making mountain living a sophisticated and enriching retirement choice. 

Picturesque alpine lodge with terraces against snowy peaks.

Health and wellbeing benefits of mountain living

As you would expect, living in the mountains allows for a more active lifestyle, but there are many other health and wellbeing benefits. Studies have shown that spending time in nature reduces stress, improves mental health, and boosts immunity — benefits that are particularly important as we age.

The fresh mountain air and minimal pollution in alpine regions are another major advantage. Some resorts, such as Zermatt, ensure a higher air quality by only allowing electric vehicles in town. Breathing clean air can improve respiratory health, while the serene environment fosters better sleep and relaxation.

For retirees seeking to maintain their health and vitality, mountain living is an investment in a longer, healthier, and more fulfilling life. 

Choosing the right ski location for retirement 

Europe offers a wide array of ski towns, each with its own character and amenities. When choosing the perfect location for retirement, consider factors such as accessibility, property prices and the type of lifestyle you wish to lead. 

Proximity to international airports and reliable transport links are crucial. Towns such as Chamonix in France or Kitzbühel in Austria are popular for their excellent connectivity. Finding a property not only makes it easy to travel to for you but also visiting friends and family. 

While many resorts already support dual seasonality and others are making strides in that direction, try to visit in the office season to see how busy the location becomes. Places like Zermatt in Switzerland or Morzine in France provide vibrant social scenes alongside stunning natural beauty. 

While some ski towns are known for their exclusivity and premium property prices, others offer more affordable options without compromising on quality of life. Val Gardena, for instance, is an up and coming and well-reviewed resort that is more affordable than other towns in the Dolomites. Research and compare locations to find the best fit for your financial situation.

Luxurious wooden chalet resort surrounded by snow and pine trees.

Practical considerations for retiring abroad 

Retiring to a ski town involves more than just finding the perfect property. Practical considerations, such as healthcare, legal requirements and financial planning, are key to a seamless transition. 

Ensure that your chosen destination offers access to high-quality medical facilities. Many towns are within reach of excellent healthcare services, but it’s important to understand the local healthcare system and any insurance requirements. Especially if you or your loved ones have any complex needs. 

Work with legal experts to navigate residency permits, taxes and property ownership laws. Each country has its own regulations, so professional advice is invaluable. Schedule a free consultation with us today and we can connect you with local experts, helping you navigate the complexities of settling into your new ski home. 

Retiring to a ski property can reduce many of life’s stresses. However, managing finances across borders, especially currency exchange can be a challenge. This is where consulting with a currency expert like Smart Currency Exchange can make all the difference. Using tools like spot contracts and forward contracts, you can lock in favourable exchange rates and simplify regular overseas transactions, ensuring your retirement savings go further. 

Book a free consultation today to ask any questions about overseas transactions. 

Make your dream a reality 

Retirement is a time to savour life, explore new horizons and prioritise wellbeing. With their unmatched natural beauty, active lifestyles, and thriving communities, ski towns offer a compelling option for retirees seeking the perfect blend of tranquillity and adventure. 

If you’ve ever dreamed of waking up to snow-capped peaks and spending your days immersed in nature, now might be the perfect time to turn that dream into reality. With careful planning and expert advice, your retirement in the mountains can be as rewarding and stress-free as the breathtaking views that await you.

To get the process of buying your ski property underway, why not take a look at our handy ski property buying guides? They lay out the buying journey step by step to make the process as smooth and hassle-free as possible.